THE WANING PRESENCE OF BANK BRANCHES

The traditional brick-and-mortar bank branch is experiencing a sharp decline in its presence. Driven by the rise of online and mobile banking, customers are increasingly preferring to electronic channels for their financial needs. This shift has caused to a decrease in branch establishments, and many institutions are consolidating existing branches

Free cash flow (FCF) is a crucial metric for investors and business leaders alike. It illustrates the real cash produced by a company after accounting for its operating expenses and capital expenditures. A strong FCF profile can suggest a healthy and sustainable business, capable of investing. Understanding how to determine FCF and strategically m